The easiest way to buy a home in Niagara, period.
Working with Team Davids takes the guess work out of the real estate selling and home buying process.
Avoid the stress and unknown, hire Niagara’s leading team of real estate professionals to be your partners through this exciting life event! Here is what you can expect when working with a member of our team:
Step 1 | Deciding to buy
For most people, buying a home is the biggest decision they will ever make.
Buying a home is certainly a very exciting time, but it is important that you know all the facts to ensure buying makes financial sense and fits into your lifestyle.
Whether you’ve already been approved for your mortgage and are actively searching for a home, or you’re just exploring your options. we’re here to help.
Step 2 | Choosing a realtor
Whether you are looking to buy or sell, it is important that you get help and advice from a trusted, local, real estate professional.
Your Team Davids agent will act as a consultant and guide you through the entire buying process. That includes answering questions about various Niagara neighbourhoods, market conditions, Niagara region schools, and helping you get the financing you need.
At the same time, your Team Davids agent will assist you in acquiring a pre-qualified mortgage loan. This will show lenders you are committed to purchasing a home, and make your financing arrangements a lot easier.
Step 3 | The hunt begins
To begin the search, you should have a general idea about the type of home you want.
Your Team Davids representative will be available to make suggestions and provide options immediately. We will use all of our resources to find homes that fit your criteria, and we will also advise you on “hot” markets and any good deals that are available, often times before they become available to the general public!
After touring some homes, your search will be narrowed down, and you will be one step closer to finding your dream Niagara region home!
Step 4 | Finding your dream home
After you find your dream Niagara home, your Team Davids agent will begin the process to get you moved in as quickly and easily as possible.
The home buying process usually begins with putting together an offer to the seller that is tailored to your needs (not the sellers).
After the seller accepts the offer, closing is usually held within 30-60 days from the offer date.
Step 5 | The negotiation
It is very likely that the seller will submit a counter offer—this should not discourage you.
Your Team Davids agent will help you assess the counter offer and decide whether to accept the counter offer, submit another counter offer, or reject the counter offer and move on. During this high-stress period, emotions can often get in the way of making rational decisions, which is why your agent will be be there to help make this step easy and stress-free.
Step 6 | Get your financial sorted
During the closing period, you will be working with your mortgage lender to obtain the financing you require.
Your agent will also be involved in this step by gathering the necessary property information that the lender requires to help you move that much closer to your new Niagara home!
Step 7 | Seal the deal
At the time of submitting your loan application you will be presented with closing cost estimates and the expected down payment. Your Team Davids representative will review the closing cost estimate and provide you with an idea of how accurate the estimate is.
Step 8 | The big move
The most exciting step in the home buying process is moving day! A little bit of planning here will help ease the pressure of moving.
Contrary to popular belief, your Team Davids agent’s work doesn’t end here. You will be provided with a checklist of reminders to help make your moving experience a delight!